The primary purpose of the module is to support bank analysts in designing and implementing optimal strategies for assessment of loan applications and credit risk related to a credit decision, and, in a wider scope, to the total debtor base. Usage of the scoring module in a credit application process results in lower credit risk and therefore improves the quality of the entire debt portfolio.

The functions of the scoring module cover:

  • management of input data sources
  • definition of input data ranges
  • definition and management of: computed values, scoring cards, scoring algorithms, decision rules
  • dry-run of scoring definitions
  • batch processing support

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